If you’re a first-time home buyer.

Doing anything for the first time can be scary - especially when it's something as big as buying a house. But don't worry, being a first time home owner needn’t be daunting. Your Mortgage Concierge Advisor will take care of everything for you-including answering all your questions and helping you feel confident in your ability to achieve this goal!

Sure, you could just go to your bank and accept what they offer, or spend days shopping around on your own. But at this stage, you may not even know what to look for. For instance, shopping for the lowest interest rate may not be the best strategy. Sometimes the lowest interest rate can actually cost you more money.

Since first-time home owners on average move again within three to four years, there are many questions to ask your mortgage broker when choosing a mortgage. Is it portable? What are the costs of taking it with you? What are the penalties if you have to pay it out when you move? Making the wrong choice up front can cost a lot down the road!

Your Mortgage Concierge Advisor takes everything into consideration. We do a thorough analysis of your needs so we understand what's right for you, both today and tomorrow. Then once we've taken care of financing your new home, we stay involved. If you've never arranged things like utilities, hydro and home insurance, we can walk you through all the steps, provide a checklist and recommend professionals in Guelph and surrounding Southwest Ontario like insurance agents, lawyers and more.

To learn more about buying and financing for first time home owners click Tips. Then contact us for all the help you need!