If your credit needs fixing.

As Mortgage Concierge Advisors, we never turn anyone down for a mortgage.

If you're concerned about your credit situation, we invite you to sit down with us for a no-charge analysis of your finances and needs. Even if you have weaker credit, you may still qualify for a mortgage if you have good equity. If you require further options, we have private investors willing to provide financing for people who've experienced impaired credit.

If, after exhausting all avenues, our brokers can't get you into a mortgage today, we're more than willing to invest the time in helping you repair your credit. By providing insights, coaching and counseling, we can help you qualify for a mortgage in the future. Here are some of the strategies we might recommend:

• Try to keep credit card balances below 50% of the available credit.
• Bring all past due credit card balances up to date before applying for a mortgage.
• Don’t close existing credit card accounts, even if you don’t use the card anymore.
• Transfer some debt to your spouse’s credit cards so you have a higher credit score, then designate yourself as the sole borrower on your mortgage application.

For more helpful advice on improving your credit rating, click Tips.

As you can see, our mortgage professionals do everything we can-in both the short and long term-to help you achieve your financial goals. Contact us today!

If you’d like to check your credit report now, click here.