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The service was excellent! They clearly laid out the information and my options – I liked being able to decide what I wanted. They were very friendly. I really liked the follow up calls!
Richard Armstrong, Guelph
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If you’re self-employed.
In the current economic climate, mortgages for people who are self-employed or on 100% commission are once again becoming harder to find. Many lenders are requiring documentation of good current income, a long history of steady income, and an indication that the steady income will continue-then they'll still put you through a complicated approval process and require you to pay higher interest rates!
But even in today's climate, there are still specialized products that offer simplified qualification for self-employed people. The problem is they're difficult to find on your own because most of the major banks don't offer them.
If you're self-employed or commissioned, talk to your Mortgage Concierge Advisor today. Our brokers have exclusive access to innovative lenders who offer qualification based on verification of history of self-employment or commissioned income, good credit and a minimum down payment. And many of these products are available at mainstream rates.
Whether you have strong credit but can't show enough income, or you have good equity in the property but your credit is weaker, chances are we can help. As self-employed professionals ourselves, we understand your challenges and are prepared to do everything we can to help you achieve your goals. To explore what options are available, contact one of our mortgage brokers today for a no-charge analysis of your needs.
To explore what options are available for self employed individuals, contact us today for a no-charge analysis of your needs.
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