If you’re a real estate investor.
Most of our mortgage agents are also active real estate investors who are familiar with the Guelph market and understand how to structure a profitable real estate investment.
If you’re considering financing a rental property, we’re happy to share our expertise with you, at no charge. As a university town, Guelph offers strong rental prospects, so you’re highly likely to have a steady rental income to help make your mortgage payments. Real estate investments represent an asset that will appreciate over time, often delivering higher annual returns than the TSX.
Not only can we advise you on the purchase and financing of your rental property, we can help you find the funds to pay for it. If you’ve been in your home for a number of years, you’ve amassed substantial equity which isn’t earning any income. Instead of simply letting it sit there, we can formulate a strategy that involves refinancing your home, extracting some equity and investing it in a rental property. Since your investment in real estate is tax deductible, this in effect makes your home mortgage tax deductible, freeing up even more funds for future real estate investments.
To determine if real estate investment is the right option for you, contact one of our mortgage brokers for a no-charge analysis of your investment needs and goals.